deafbiz.com

From time to time I use Quicken to evaluate my financial picture. If you don’t know where you stand on debt, assets, and credit report scores, you’re simply paying too much money, period.

And that means research, research, research. Get the best deals on credit card. Exercise your rights to a free annual credit report (or free credit report in case you get turned down for credit). Learn how you can save money or make your money work harder for you. Basic stuff like that for life skills (which should’ve been taught in k-12 in the first place).

I have to warn you, there’s lots of spamming and scammy websites that will give you the wrong information so it is CRUCIAL that you get your information from credible websites and blogs.

For Credit cards, I go to cardratings.com There’s a big forum and credit card reviews and if you’re pressed for time, it has an RSS feed as well as an email newsletter. You’ll find lots of great tips on credit card as well as advice for real world credit problems.

From time to time, I get unsolicited credit card offers in the mail. I go to cardratings.com to check out what others have to say about a particular offer or the bank. That way I know if I’m getting a great deal or a sucker deal.

Don’t get ripped off. There’s ton of free, accurate, unbiased information’s out there. Take advantage of it.

This is making the rounds in the money-making blogs so thought I’d pass it along here.

If you remember AllAdvantage, you installed a surfbar and let it run and you get paid while surfing.

It crashed along with the Internet Bubble.

Now the same players have set it up again and hopefully learned what went wrong the first time around.

Right now, the only thing you can do is sign up until the viewbar is released from beta-testing.

I did AllAdvantage and got paid, so I’m going to give this easy money a whirl.

Check it out here:

http://www.deafbiz.com/link.php?id=8

Would appreciate if you can sign up using my link. If you do and need assistance, I’ll help you.

Capital One Hates Deaf People

Why? Because a deaf person filled out an application for a credit card and ran into relay services hell. (Something that I’ve experienced myself as well).

Holy crap. Just went through hell trying to finalize my application for a credit card when they wouldn’t even accept the relay calls for some reason and kept shuffling me around. I have never been so ANGRY before. Apparently, they don’t like dealing with deaf people!

Here’s another reason not to have a Capital One card:

Capital One’s Credit Trap

“Cap One… is simply aiming to maximize fee income from debtors who may be less sophisticated and who may not have many options because of their credit history. By offering several cards with low limits, instead of one with a larger limit, the odds are increased that cardholders will exceed their limits, garnering over-limit fees. Juggling several cards also increases the chance consumers may be late on a payment, incurring an additional fee. And if cardholders fall behind, they pile up over-limit and late fees on several cards instead of just one. “How many more ways can I fool you?” says Elizabeth Warren, a Harvard Law School professor who has written extensively on the card industry. “That is all this is about.”

Hate getting ripped off? Subscribe to Consumerist.com via RSS reader (like Sage that works with FireFox).

Update: Sorry this is a repeat posting but it was deleted by mistake during re-editing for XHTML Validation.

This was written by an Indian living in Northern California, but subsitute “Indian” for “Deaf” and it’s a pretty good description of what MLM does in the deaf community.

I Hate Indian Network Marketers So Much

Don’t get me wrong. I don’t think all Network Marketing (MLM) is bad. I’m in one myself. However I don’t go out recruiting my deaf friends and associates and I do earn a check every month.

There’s a lot of information about MLM (good, bad and ugly) so I’m not going to be the first place to ask. Read the blogs and MLM forums and find out for yourself.

Found this on Consumerist.com

Chipin - the easy way to collect money.

Just add a few lines to your website and come up with a reason for collecting money - beer money, charity, bail money, whatever it is for.

Then promote and collect via PayPal.